Terms and conditions

These Terms and Conditions of Use (“Terms”) govern your use of the website operated by Steenekamp & Kloppers Attorneys (hereinafter “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the website.

General Disclaimer and Nature of Information

No Attorney-Client Relationship: Your use of this website, including sending an email through a contact form, does not create an attorney-client relationship between you and Steenekamp & Kloppers Attorneys. Such a relationship is only established through a formal, written agreement signed by both parties.
Not Legal Advice: The content provided on this website, including articles, blogs, and general information, is for informational purposes only. It does not constitute formal legal advice and should not be relied upon as such. You must consult with a qualified attorney for advice tailored to your specific situation.
Accuracy: While Steenekamp & Kloppers Attorneys strives to ensure the information on this site is accurate, we make no warranties, representations, or guarantees regarding the currency, completeness, or accuracy of the content.

Website Use and Prohibitions

Permitted Use: You may use this website only for lawful purposes and in accordance with these Terms. You may view, download, or print a copy of content for your personal, non-commercial use, provided you do not modify it or remove any copyright or trademark notices.
Prohibited Conduct: You must not use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. Prohibited actions include, but are not limited to:
- Hacking, data mining, harvesting, or spidering the website.
- Uploading or transmitting any computer viruses, worms, or malicious software.
- Attempting to gain unauthorized access to any part of the website or data.

Intellectual Property Rights

Ownership: All content on this website, including text, graphics, logos, images, software, and compilation, is the property of Steenekamp & Kloppers Attorneys or its content suppliers and is protected by South African and international copyright and intellectual property laws.
Trademarks: The firm name, logos, and all related names are trademarks of Steenekamp & Kloppers Attorneys. You are prohibited from using these marks without our express written permission.

Bond Calculator Tool

Estimate Only: Any financial or bond calculations provided by the calculator tool on this website are estimates only and are based solely on the input data you provide.
No Guarantee: The results are for illustration and guidance purposes and do not constitute a financial offer, legal advice, or a guarantee of actual costs, loan approval, or interest rates.
Liability: Steenekamp & Kloppers Attorneys accepts no liability for any reliance placed on the results of the calculator. You should seek independent advice from a financial advisor or lender before making any financial decisions.

Links to Other Websites

This website may contain links to third-party websites. These links are provided solely for your convenience.
Steenekamp & Kloppers Attorneys has no control over the content, security, or privacy practices of these third-party websites and assumes no responsibility for them. Accessing any linked third-party website is done entirely at your own risk.

Limitation of Liability and Indemnity

Limitation: To the fullest extent permitted by law, Steenekamp & Kloppers Attorneys, its partners, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages (including loss of profits, data, or business interruption) arising from your use of, or inability to use, this website or reliance on any content herein.
Indemnity: You agree to indemnify and hold harmless Steenekamp & Kloppers Attorneys from any and all claims, liabilities, costs, and expenses arising from your breach of these Terms.

Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.
You irrevocably consent to the exclusive jurisdiction of the High Court of South Africa, Gauteng Division, Johannesburg, for any disputes arising out of or relating to the use of this website or these Terms.

Changes to the Terms

Steenekamp & Kloppers Attorneys reserves the right, in its sole discretion, to modify or replace these Terms at any time. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.